A well-built loan for you!
The time has come to become a homeowner, to make a rental investment, to buy a second home or to finance work to improve your home ?.
You are a private individual , a household , employee , liberal profession , craftsman , trader , entrepreneur of SMEs or SMIs, and at present you do not experience financial difficulties, but you are apprehensive about downgrading your real estate project or even worse to have to give it up because you can't find financing suited to your profile?
OLA KREDIT offers you a serene real estate loan, well built for you and adapted to each project.
More than 2 million households have requested OLA KREDIT for the realization of a mortgage.
How to apply for a mortgage with OLA KREDIT ?
To make a mortgage, the easiest and fastest solution is to request a simulation from OLA KREDIT.
Loan request
The simulation request is fast, free and without obligation. In approximately 3 minutes , your request is registered.
The plus here is that your simulation request is processed in a maximum of 24 hours and you will receive an immediate response in principle if your situation is favorable.
How does a mortgage at OLA KREDIT work? ?
The first step is to validate an online request.
The data collected makes it possible to establish a first study of your situation. Our account manager will get in touch with you as soon as possible as soon as possible to give you a loan offer proposal .
After your agreement, the fund release process is set up following the signing of the offer.
Each file is unique. Your advisor will present you the most suitable solution to your situation. We ensure total confidentiality in the treatment of your folder.
The conditions for obtaining a loan are different according to the Banks:
The objective of the bank is not to refuse you your loan or to contradict your plan, but its duty is to ensure that this loan will be regularly repaid and will not cause difficulties in your daily life for your family and yourself. However, the bank will make sure that you are actually able to meet the payment of your interest or your monthly payments.
It is however possible to highlight the following criteria:
- amortizable loan with a term of between 12 and 360 months,
- optional insurance or not depending on each request,
- fixed rate,
- early repayments always possible,
- break in your monthly payments,
- modification of the monthly debit date,
