Who is affected by a repurchase of credits ?
A credit buyback adapts to all profiles . Whether you are
Over the course of life, many situations are accompanied by a budget variation or even a decrease income whether anticipated or not.
Un property investment, the completion of work, the purchase of a car, a life accident, the studies of the children… are all contexts where a repurchase of credits may be necessary.
The financial solutions offered by UNION CREDI24H are completely personalized and therefore adapted to your situation. The repurchase of credits by UNION CREDI24H is a fast solution to reduce your monthly loan payments by notably extending the duration of your repayments.
More than 2 million households have requested UNION CREDI24H for the realization of a repurchase of credits.
How to request a repurchase of credits ?
To buy back credits, the easiest and fastest solution is to request a simulation from UNION CREDI24H.
Loan request
The simulation request is fast, free and without obligation. In approximately 3 minutes , your request is registered.
The plus here is that your simulation request is processed in a maximum of 24 hours and you will receive an immediate response in principle if your situation is favorable.
How does a repurchase of credits work? ?
The first step is to validate an online request.
The data collected makes it possible to establish a first study of your situation. Our account manager will get in touch with you as soon as possible as soon as possible to give you a loan offer proposal .
After your agreement, the fund release process is put in place following the signing of the offer.
Each file is unique. Your advisor will present you the most suitable solution to your situation. We ensure total confidentiality in the treatment of your folder.
The conditions for obtaining a loan are different according to the Banks:
The objective of the bank is not to refuse you your loan or to contradict your plan, but its duty is to ensure that this loan will be regularly repaid and will not cause difficulties in your daily life for your family and yourself. However, the bank will make sure that you are actually able to meet the payment of your interest or your monthly payments.
However, it is possible to highlight the following criteria:
- amortizable loan with a term of between 12 and 360 months,
- optional insurance or not depending on each request,
- fixed rate,
- early repayments always possible,
- break in your monthly payments,
- modification of the monthly debit date,
